Take control of your financial life with a personal loan or personal line of credit. Whether you want to consolidate high interest rate debt, and your loan’s interest rate will never change. Get Rate. * Based on one year personal loans made to first time borrowers with an AA Prosper Rating. Apr 08, 2011 · The Average Interest Rates of Personal Loans. Like loan amounts, interest rates vary among lenders. As a rule, though, lenders charge borrowers higher If you get approved for a personal loan , the lender will show you the exact fees and interest rate associated with the loan before you formally agree to their offer. Personal loans. A personal loan It’s important to note that personal lines of credit often have high interest rates and, as with personal loans , Personal loan rates in India depend on various criteria, one being the income level. Different banks have different classifications based on which interest rates are What are the interest rates for a personal loan Personal loan interest rates are lower than for payday loans and personal loans don’t require collateral or home ownership. Bankrate provides personal loan rates information to consumers. Search and compare personal loan rates from banks and credit unions in the United States.